a. All advertising is subject to the publisher’s approval.

b. Terms: Cash with copy until credit is established with Credit Department. Payment required thirty (30) days from date of statement. A service charge of 11/2% per month (18% per annum) will be charged on unpaid balances over thirty (30) days.

c. Advertising, if contingent upon position, will be charged a 25% premium above earned rate.

d. All advertising and editorial material in whole or in part designed and/or composed by BC may not be reproduced without the express written permission of BC.

e. The publisher is not bound by any terms or conditions, printed or otherwise, appearing on order blanks, advertiser’s forms or copy instructions when in conflict with terms and conditions on publisher’s rate card or policy statements.

f. BC shall not be liable for errors or omissions in, or failure to insert, any advertisement for which it may be responsible beyond the cost of the actual space occupied by the item in which error or omission or failure to insert occurred. Advertisers will be entitled to refund of advertisement price or insertion in next issue at advertiser’s option.

g. Advertisers and advertising agencies will indemnify and hold harmless BC, its officers, agents, directors, employees and contractors for all contents supplied to publisher, including text, representations and illustrations of advertisements printed and for any claims arising from contents including, but not limited to defamation, libel, invasion of privacy, copyright infringement and plagiarism.

h. BC shall not be liable for failure to print, publish or circulate all or any part of an issue in which advertisement accepted by the publisher is contained, if failure is due to acts of God or government, strikes, accidents, lack of newsprint or other circumstances beyond the control of BC.

i. New advertising and copy changes on proofs will not be accepted after deadline.

j. All political advertising shall be prepaid and shall be labeled as such. All political advertising shall be accorded the earned rate in all our publications.

k. Publisher reserves the right to increase the rates stipulated in this rate card at any time on thirty (30) days notice in writing. Advertiser is accorded the right to cancel his contract without penalty at any date upon which higher rates are made effective by the publisher.